:root{--bg:#0a0b0d;--surface:#131519;--surface-2:#1b1e23;--surface-3:#23262c;--border:#2a2e35;--text:#fff;--muted:#9ca0aa;--primary:#827ded;--primary-2:#9b96f5;--primary-text:#9b96f5;--accent:#827ded;--good:#5fd39b;--bad:#ff8a80;--on-primary:#0a0b0d;--edge:inset 0 1px 0 #ffffff0e;--glow:0 0 0 1px #827ded38, 0 8px 32px -8px #827ded59;--shadow:none;--shadow-lg:0 24px 64px -16px #000000bf;--radius:8px;--radius-sm:6px;--font:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;--font-display:"Outfit",var(--font);--font-figure:"IBM Plex Sans",var(--font);--font-label:"IBM Plex Sans Condensed","IBM Plex Sans",var(--font);--font-data:"IBM Plex Mono",ui-monospace,SFMono-Regular,Menlo,monospace}[data-theme=light]{--bg:#f6f6f8;--surface:#fff;--surface-2:#eeeef2;--surface-3:#e4e4ea;--border:#dedee5;--text:#0d0e11;--muted:#585c67;--primary:#5b54c7;--primary-2:#5048be;--primary-text:#5048be;--accent:#5b54c7;--good:#1b7a4f;--bad:#b3261e;--on-primary:#fff;--edge:inset 0 1px 0 #ffffffe6;--glow:0 0 0 1px #5b54c72e, 0 8px 28px -10px #5b54c747;--shadow:none;--shadow-lg:0 20px 56px -16px #0d0e1138}*{box-sizing:border-box}html{scroll-behavior:smooth}html,body{margin:0;padding:0}body{background:var(--bg);color:var(--text);font-family:var(--font);-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;font-size:15px;line-height:1.6;transition:background-color .2s,color .2s}a{color:var(--primary-text);text-decoration:none}a:hover{text-decoration:underline}::selection{background:color-mix(in srgb,var(--primary) 26%,transparent)}:focus-visible{outline:2px solid var(--primary);outline-offset:2px;border-radius:2px}.result-primary .value,.result-grid .cell .v,.stat-pill strong,table.amort th,table.amort td,.bar-row,.field input{font-variant-numeric:tabular-nums;font-feature-settings:"tnum" 1}.topbar{z-index:50;background:var(--surface);border-bottom:1px solid var(--border);align-items:center;gap:14px;padding:10px 20px;display:flex;position:sticky;top:0}.brand{color:var(--text);font-size:18px;font-family:var(--font-display);letter-spacing:-.01em;align-items:center;gap:10px;font-weight:600;display:flex}.brand:hover{text-decoration:none}.brand-mark{border-radius:var(--radius-sm);background:var(--primary);width:30px;height:30px;color:var(--on-primary);box-shadow:var(--glow);place-items:center;font-size:16px;font-weight:700;display:grid}.brand-name strong{color:var(--primary-text);font-weight:700}.icon-btn{color:var(--text);cursor:pointer;background:0 0;border:1px solid #0000;border-radius:2px;place-items:center;width:38px;height:38px;font-size:19px;transition:background-color .12s;display:grid}.icon-btn:hover{background:var(--surface-2)}#menuToggle{display:none}.icon-sun{display:block}.icon-moon,[data-theme=light] .icon-sun{display:none}[data-theme=light] .icon-moon{display:block}.search-wrap{flex:1;align-items:center;max-width:520px;margin:0 auto;display:flex;position:relative}.search-ico{color:var(--muted);pointer-events:none;position:absolute;left:12px}#globalSearch{border:1px solid var(--border);background:var(--bg);width:100%;color:var(--text);font-size:14px;font-family:var(--font);border-radius:2px;outline:none;padding:9px 44px 9px 36px;transition:border-color .12s,box-shadow .12s}#globalSearch:focus{border-color:var(--primary);background:var(--surface);box-shadow:inset 0 -2px 0 var(--primary)}.search-kbd{color:var(--muted);border:1px solid var(--border);background:var(--surface);pointer-events:none;font-size:11px;font-family:var(--font-data);border-radius:2px;padding:1px 5px;position:absolute;right:10px}.search-results{background:var(--surface);border:1px solid var(--border);box-shadow:var(--shadow-lg);z-index:60;border-radius:2px;max-height:60vh;padding:0;position:absolute;top:46px;left:0;right:0;overflow:auto}.search-results .res{cursor:pointer;color:var(--text);border-bottom:1px solid var(--border);justify-content:space-between;gap:10px;padding:10px 12px;display:flex}.search-results .res:last-child{border-bottom:none}.search-results .res:hover,.search-results .res.active{background:var(--surface-2);text-decoration:none}.search-results .res small{color:var(--muted)}.search-results .empty{color:var(--muted);padding:14px}.layout{align-items:flex-start;display:flex}.sidebar{border-right:1px solid var(--border);background:var(--surface);scrollbar-width:thin;scrollbar-color:var(--border) transparent;flex-shrink:0;width:264px;height:calc(100vh - 59px);padding:14px 8px 40px;position:sticky;top:59px;overflow-y:auto}.sidebar::-webkit-scrollbar{width:8px}.sidebar::-webkit-scrollbar-thumb{background:var(--border)}.scrim{appearance:none;cursor:pointer;background:0 0;border:none;margin:0;padding:0;display:none}.content{flex:1;min-width:0;max-width:1120px;padding:30px clamp(16px,4vw,48px) 60px}.footer{text-align:center;color:var(--muted);border-top:1px solid var(--border);padding:26px;font-size:12.5px}.nav-cat{margin-bottom:1px}.nav-cat-head{text-align:left;box-sizing:border-box;cursor:pointer;text-transform:uppercase;letter-spacing:.08em;width:100%;color:var(--muted);font-size:11.5px;font-weight:600;font-family:var(--font-label);background:0 0;border:none;border-radius:2px;align-items:center;gap:9px;padding:9px 10px;transition:background-color .12s,color .12s;display:flex}.nav-cat-head:hover{background:var(--surface-2);color:var(--text)}.nav-cat-ico{text-transform:none;letter-spacing:0;font-size:14px}.nav-cat-count{font-size:11px;font-family:var(--font-data);color:var(--muted);margin-left:auto;font-weight:400}.nav-cat-chev{color:var(--muted);font-size:15px;transition:transform .2s}.nav-cat.open .nav-cat-chev{transform:rotate(90deg)}.nav-cat-body{grid-template-rows:0fr;transition:grid-template-rows .24s;display:grid;overflow:hidden}.nav-cat-body>.nav-cat-inner{flex-direction:column;min-height:0;display:flex}.nav-cat.open .nav-cat-body{grid-template-rows:1fr}.nav-cat-inner a{color:var(--text);border-radius:2px;padding:6px 10px 6px 30px;font-size:13px;display:block}.nav-cat-inner a:hover{background:var(--surface-2);text-decoration:none}.nav-cat-inner a.active{background:var(--surface-2);color:var(--primary-text);box-shadow:inset 2px 0 0 var(--primary);font-weight:600}.hero{border-bottom:1px solid var(--border);margin-bottom:0;padding:56px 0 40px;position:relative;overflow:hidden}.hero:before{content:"";background:radial-gradient(closest-side,color-mix(in srgb,var(--primary) 26%,transparent),transparent);filter:blur(46px);pointer-events:none;z-index:0;width:520px;height:340px;position:absolute;top:-190px;left:-120px}.hero.is-lit:before{animation:1.4s cubic-bezier(.16,1,.3,1) both bloom}@keyframes bloom{0%{opacity:0;transform:scale(.82)}to{opacity:1;transform:scale(1)}}.hero>*{z-index:1;position:relative}.hero h1.is-split{overflow:hidden}.hero h1.is-split .hw{vertical-align:top;margin:0 -.06em -.12em 0;padding:0 .06em .12em 0;display:inline-block;overflow:hidden}.hero h1.is-split .hw-i{will-change:transform;display:inline-block}.hero h1{font-family:var(--font-display);letter-spacing:-.035em;max-width:15ch;margin:0 0 14px;font-size:clamp(34px,5.2vw,60px);font-weight:600;line-height:1.04}.hero p{color:var(--muted);max-width:560px;margin:0;font-size:16px;line-height:1.6}.hero-stats{flex-wrap:wrap;gap:0;margin-top:26px;display:flex}.stat-pill{flex-direction:column-reverse;gap:3px;padding-right:32px;display:flex}.stat-pill+.stat-pill{border-left:1px solid var(--border);padding-left:32px}.stat-pill strong{font-family:var(--font-display);color:var(--text);letter-spacing:-.03em;font-size:30px;font-weight:600;line-height:1}.stat-pill span{color:var(--muted);text-transform:uppercase;letter-spacing:.09em;font-size:11px;font-family:var(--font-label);font-weight:600}.hero-inner{grid-template-columns:minmax(0,1fr) minmax(0,420px);align-items:center;gap:clamp(28px,5vw,56px);display:grid}.hero-copy{min-width:0}.hero-visual{animation:.5s cubic-bezier(.2,.8,.2,1) .28s both rise;position:relative}.hv-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--edge),var(--shadow-lg);padding:22px 22px 18px;position:relative;overflow:hidden}.hv-card:before{content:"";background:radial-gradient(closest-side,color-mix(in srgb,var(--primary) 22%,transparent),transparent);filter:blur(36px);pointer-events:none;width:240px;height:190px;position:absolute;top:-80px;right:-60px}.hv-card>*{position:relative}.hv-crumb{font-family:var(--font-label);text-transform:uppercase;letter-spacing:.09em;color:var(--primary-text);margin-bottom:14px;font-size:10.5px;font-weight:600}.hv-label{font-family:var(--font-label);text-transform:uppercase;letter-spacing:.1em;color:var(--muted);margin-bottom:5px;font-size:11px;font-weight:600}.hv-figure{font-family:var(--font-figure);letter-spacing:-.03em;color:var(--text);font-variant-numeric:tabular-nums;font-size:38px;font-weight:700;line-height:1.05}.hv-rule{background:var(--text);height:1.5px;margin:13px 0 0;position:relative}.hv-rule:after{content:"";background:var(--text);height:1.5px;position:absolute;top:4px;left:0;right:0}.hv-chart{width:100%;height:96px;margin:20px 0 4px;display:block}.hv-area{fill:var(--primary);fill-opacity:.14;stroke:none}.hv-line{fill:none;stroke:var(--primary);stroke-width:2.5px;stroke-linecap:round;stroke-linejoin:round;vector-effect:non-scaling-stroke}.hv-rows{gap:0;margin-top:4px;display:grid}.hv-row{border-top:1px solid var(--border);justify-content:space-between;align-items:baseline;gap:12px;padding:9px 0;font-size:13px;display:flex}.hv-row span:first-child{color:var(--muted)}.hv-row span:last-child{color:var(--text);font-weight:600;font-family:var(--font-figure);font-variant-numeric:tabular-nums}@media (width<=900px){.hero-inner{grid-template-columns:1fr}.hero-visual{display:none}}.category-grid{border-left:1px solid var(--border);grid-template-columns:repeat(auto-fill,minmax(420px,1fr));gap:0;margin-top:0;display:grid}.cat-card{background:var(--surface);border:1px solid var(--border);border-top:none;border-left:none;padding:22px;transition:background-color .18s}.cat-card:hover{background:var(--surface-2)}.cat-card h2{font-size:14px;font-family:var(--font-label);text-transform:uppercase;letter-spacing:.07em;align-items:center;gap:9px;margin:0 0 14px;font-weight:600;display:flex}.cat-card .ico{border-radius:var(--radius-sm);background:var(--surface-2);border:1px solid var(--border);width:28px;height:28px;box-shadow:var(--edge);text-transform:none;letter-spacing:0;flex-shrink:0;place-items:center;font-size:14px;display:grid}.cat-card .count-badge{color:var(--muted);font-size:11.5px;font-family:var(--font-data);letter-spacing:0;margin-left:auto;font-weight:400}.cat-card ul{grid-template-columns:1fr 1fr;gap:1px 8px;margin:0;padding:0;list-style:none;display:grid}.cat-card li a{border-radius:var(--radius-sm);color:var(--text);text-wrap:pretty;padding:5px 7px;font-size:13px;line-height:1.38;transition:background-color .12s,color .12s;display:block}.cat-card li a:hover,.cat-card li a:focus-visible{background:var(--surface-2);color:var(--primary-text);text-decoration:none}.crumbs{color:var(--muted);font-size:11.5px;font-family:var(--font-label);text-transform:uppercase;letter-spacing:.07em;flex-wrap:wrap;align-items:center;gap:8px;margin-bottom:18px;font-weight:600;display:flex}.crumbs a{color:var(--muted);background:0 0;padding:0}.crumbs a:hover{color:var(--primary-text);text-underline-offset:3px;background:0 0;text-decoration:underline}.crumbs span{color:var(--border);margin:0}.crumbs strong,#crumbCat{color:var(--text);background:0 0;padding:0;font-weight:600}.calc-head{border-bottom:1px solid var(--border);align-items:flex-start;gap:14px;margin-bottom:24px;padding-bottom:20px;display:flex}.calc-icon{background:var(--surface-2);border:1px solid var(--border);border-radius:2px;flex-shrink:0;place-items:center;width:40px;height:40px;font-size:20px;display:grid}.calc-head-text{min-width:0}.calc-head h1{font-family:var(--font-display);letter-spacing:-.03em;margin:0 0 5px;font-size:clamp(24px,3.2vw,34px);font-weight:600}.calc-head p{color:var(--muted);max-width:680px;margin:0;font-size:14.5px}.calc-body{grid-template-columns:1.05fr 1fr;align-items:start;gap:28px;display:grid}.calc-form{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--edge);gap:13px;padding:22px;display:grid}.field{gap:5px;display:grid}.field label{font-size:11px;font-weight:600;font-family:var(--font-label);text-transform:uppercase;letter-spacing:.07em;color:var(--muted);justify-content:space-between;gap:8px;display:flex}.field label .hint{color:var(--muted);text-transform:none;letter-spacing:0;font-size:12px;font-weight:400}.field .input-wrap{align-items:center;display:flex;position:relative}.field .prefix,.field .suffix{color:var(--muted);pointer-events:none;font-size:13px;font-family:var(--font-data);position:absolute}.field .prefix{left:10px}.field .suffix{right:11px}.field input,.field select{border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--bg);width:100%;color:var(--text);font-size:14.5px;font-family:var(--font);outline:none;padding:9px 11px;transition:border-color .12s,box-shadow .12s}.field.has-prefix input{padding-left:24px}.field.has-suffix input{padding-right:36px}.field input:focus,.field select:focus{border-color:var(--primary);background:var(--surface);box-shadow:inset 0 -2px 0 var(--primary)}.field .range{align-items:center;gap:10px;display:flex}.field input[type=range]{accent-color:var(--primary);padding:0}.btn-row{gap:8px;margin-top:6px;display:flex}.btn{border-radius:var(--radius-sm);border:1px solid var(--border);background:var(--surface-2);color:var(--text);cursor:pointer;font-size:13.5px;font-weight:600;font-family:var(--font);box-shadow:var(--edge);padding:12px 18px;transition:background-color .12s,border-color .12s,box-shadow .16s}.btn:hover{background:var(--surface-3)}.btn.primary{background:var(--primary);color:var(--on-primary);box-shadow:var(--glow);border-color:#0000;flex:1}.btn.primary:hover{background:var(--primary-2)}.calc-result-panel{position:sticky;top:74px}.calc-result{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);min-height:120px;box-shadow:var(--edge),var(--shadow-lg);padding:24px 24px 6px;position:relative;overflow:hidden}.calc-result:before{content:"";background:radial-gradient(closest-side,color-mix(in srgb,var(--primary) 20%,transparent),transparent);filter:blur(34px);pointer-events:none;width:240px;height:180px;position:absolute;top:-70px;right:-70px}.calc-result>*{position:relative}.result-primary{box-shadow:none;background:0 0;border-radius:0;margin-bottom:24px;padding:2px 0 14px;position:relative}.result-primary:before,.result-primary:after{content:"";background:var(--text);height:1.5px;position:absolute;left:0;right:0}.result-primary:before{bottom:0}.result-primary:after{bottom:-4px}.result-primary .label{color:var(--muted);text-transform:uppercase;letter-spacing:.1em;font-size:11px;font-weight:600;font-family:var(--font-label);margin-bottom:6px;display:block}.result-primary .value{font-family:var(--font-figure);letter-spacing:-.03em;color:var(--text);font-size:clamp(30px,4.4vw,44px);font-weight:700;line-height:1.05;display:block}.result-primary .value.neg{color:var(--bad)}.result-grid{grid-template-columns:1fr;gap:0;margin-top:0;display:grid}.result-grid .cell{border-bottom:1px solid var(--border);background:0 0;border-radius:0;justify-content:space-between;align-items:baseline;gap:16px;padding:10px 0;display:flex}.result-grid .cell .k{color:var(--muted);flex-shrink:0;font-size:13px}.result-grid .cell .v{text-align:right;font-size:14px;font-weight:600;font-family:var(--font-figure);margin-top:0}.result-note{color:var(--muted);margin-top:16px;padding-bottom:16px;font-size:12px;line-height:1.55}.result-note a{color:var(--primary-text);text-underline-offset:2px;text-decoration:underline}.placeholder{color:var(--muted);text-align:left;padding:22px 0 26px;font-size:14px}.bars{gap:7px;margin-top:18px;padding-bottom:16px;display:grid}.bar-row{font-size:12.5px;font-family:var(--font-data);grid-template-columns:74px 1fr auto;align-items:center;gap:12px;display:grid}.bar-track{background:var(--surface-2);border-radius:0;height:8px;overflow:hidden}.bar-fill{background:var(--primary);border-radius:0;height:100%;transition:width .35s}.table-wrap{border-top:1px solid var(--border);margin-top:18px;padding-bottom:16px;overflow-x:auto}table.amort{border-collapse:collapse;width:100%;font-size:12px;font-family:var(--font-data)}table.amort th,table.amort td{text-align:right;border-bottom:1px solid var(--border);padding:6px 10px}table.amort th:first-child,table.amort td:first-child{text-align:left}table.amort thead th{color:var(--muted);background:var(--surface);font-weight:500;font-family:var(--font-label);text-transform:uppercase;letter-spacing:.07em;font-size:10.5px;position:sticky;top:0}table.amort tbody tr:nth-child(2n){background:var(--surface-2)}table.amort tbody tr:hover{background:var(--surface-3)}.result-chart{border-top:1px solid var(--border);margin-top:16px;padding-top:16px}.result-chart-title{color:var(--muted);text-transform:uppercase;letter-spacing:.08em;font-size:10.5px;font-weight:600;font-family:var(--font-label);margin:0 0 8px}.result-chart svg{width:100%;height:auto;display:block;overflow:visible}.result-chart .area{fill:var(--primary);fill-opacity:.13;stroke:none}.result-chart .line{fill:none;stroke:var(--primary);stroke-width:2px;stroke-linejoin:round;stroke-linecap:round;vector-effect:non-scaling-stroke}.result-chart .grid{stroke:var(--border);stroke-width:1px;vector-effect:non-scaling-stroke}.result-chart .dot{fill:var(--primary)}.result-chart .tick{fill:var(--muted);font-family:var(--font-data);font-variant-numeric:tabular-nums;font-size:15px}.donut{border-top:1px solid var(--border);flex-wrap:wrap;align-items:center;gap:18px;margin-top:18px;padding:16px 0;display:flex}.legend{gap:6px;font-size:12.5px;display:grid}.legend .li{align-items:center;gap:8px;display:flex}.legend .dot{border-radius:0;width:9px;height:9px}.err{color:var(--bad);margin-top:4px;font-size:13px}.placeholder.err{color:var(--bad)}@media (width<=900px){.calc-body{grid-template-columns:1fr}.calc-result-panel{position:static}}@media (width<=760px){#menuToggle{display:grid}.sidebar{z-index:45;box-shadow:var(--shadow-lg);transition:transform .22s;position:fixed;top:59px;left:0;transform:translate(-100%)}.sidebar.open{transform:translate(0)}.scrim.open{z-index:44;background:#16191c73;display:block;position:fixed;inset:59px 0 0}.search-wrap{max-width:none}.search-kbd,.brand-name{display:none}.category-grid{border-left:none}.cat-card{border-left:1px solid var(--border)}.hero-stats{gap:0}.stat-pill{padding-right:20px}.stat-pill+.stat-pill{padding-left:20px}}@media (width<=480px){.cat-card ul{grid-template-columns:1fr}}.calc-guide{max-width:760px;margin:44px 0 0;animation:.34s cubic-bezier(.2,.8,.2,1) .14s both rise}.guide-block{border-top:1px solid var(--border);padding:26px 0}.guide-block:first-child{border-top:none;padding-top:4px}.calc-guide h2{font-family:var(--font-display);letter-spacing:-.02em;color:var(--text);margin:0 0 12px;font-size:clamp(19px,2.4vw,23px);font-weight:600;line-height:1.2}.calc-guide h3{color:var(--text);letter-spacing:-.01em;margin:0 0 5px;font-size:15px;font-weight:600}.calc-guide p{color:var(--muted);margin:0 0 12px;font-size:15px;line-height:1.65}.calc-guide p:last-child{margin-bottom:0}.calc-guide strong{color:var(--text);font-weight:600}.calc-guide a{color:var(--primary-text);text-underline-offset:2px;text-decoration:underline}.guide-formula{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-sm);box-shadow:var(--edge);margin:0 0 16px;padding:14px 16px;overflow-x:auto}.guide-formula code{font-family:var(--font-data);color:var(--text);white-space:pre;font-variant-numeric:tabular-nums;font-size:13.5px}.guide-vars,.guide-glossary{gap:0;margin:0;display:grid}.guide-var,.guide-term{border-bottom:1px solid var(--border);grid-template-columns:minmax(92px,164px) 1fr;align-items:baseline;gap:6px 18px;padding:9px 0;display:grid}.guide-var:first-child,.guide-term:first-child{border-top:1px solid var(--border)}.guide-var dt{font-family:var(--font-data);color:var(--primary-text);font-size:13px;font-weight:500}.guide-term dt{font-family:var(--font-label);text-transform:uppercase;letter-spacing:.06em;color:var(--text);font-size:12px;font-weight:600;line-height:1.35}.guide-var dd,.guide-term dd{color:var(--muted);margin:0;font-size:14px;line-height:1.55}.guide-aside{color:var(--muted);font-size:13px}.guide-inputs{margin:0;padding:0;list-style:none}.guide-inputs li{border-bottom:1px solid var(--border);color:var(--muted);padding:9px 0;font-size:14px;line-height:1.55}.guide-inputs li:first-child{border-top:1px solid var(--border)}.guide-example-result{background:var(--surface);border:1px solid var(--border);border-left:2px solid var(--primary);border-radius:0 var(--radius-sm) var(--radius-sm) 0;box-shadow:var(--edge);color:var(--muted);padding:13px 16px;font-size:14.5px}.guide-faq-item{border-bottom:1px solid var(--border);padding:14px 0}.guide-faq-item:last-child{border-bottom:none;padding-bottom:0}.guide-faq-item p{margin:0}.related-calcs{border-top:1px solid var(--border);max-width:760px;margin:28px 0 0;padding-top:22px}.related-calcs h2{font-family:var(--font-display);letter-spacing:-.02em;color:var(--text);margin:0 0 13px;font-size:clamp(18px,2.2vw,21px);font-weight:600}.related-calcs ul{flex-wrap:wrap;gap:8px;margin:0;padding:0;list-style:none;display:flex}.related-calcs li a{border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface);color:var(--text);box-shadow:var(--edge);padding:7px 13px;font-size:13px;text-decoration:none;transition:background-color .12s,color .12s,border-color .12s;display:inline-block}.related-calcs li a:hover{background:var(--surface-2);color:var(--primary-text);border-color:var(--primary);text-decoration:none}.blog-list{border-top:1px solid var(--border);margin:22px 0 0;padding:0;list-style:none}.blog-card{border-bottom:1px solid var(--border)}.calc-guide .blog-card a{padding:20px 2px;text-decoration:none;display:block}.blog-card h2{font-family:var(--font-display);letter-spacing:-.02em;color:var(--text);margin:0 0 6px;font-size:clamp(19px,2.4vw,23px);font-weight:600;transition:color .12s}.calc-guide .blog-card a:hover h2{color:var(--primary-text)}.blog-card p{color:var(--muted);max-width:72ch;margin:0 0 9px;font-size:14.5px;line-height:1.6}.blog-card-more{color:var(--primary-text);font-size:11px;font-family:var(--font-label);text-transform:uppercase;letter-spacing:.07em;font-weight:600}.calc-guide p.article-byline{color:var(--muted);font-size:12.5px;font-family:var(--font-label);letter-spacing:.02em;margin:0 0 16px}.calc-guide p.article-byline a{color:var(--muted);text-underline-offset:2px;text-decoration:underline}.calc-guide p.article-byline a:hover{color:var(--primary-text)}.calc-guide a.article-cta{border:1px solid var(--border);border-left:2px solid var(--primary);border-radius:0 var(--radius-sm) var(--radius-sm) 0;background:var(--surface);box-shadow:var(--edge);flex-direction:column;gap:3px;margin:0 0 6px;padding:15px 18px;text-decoration:none;transition:background-color .14s,border-color .14s;display:flex}.calc-guide a.article-cta:hover{background:var(--surface-2);border-left-color:var(--primary-2);text-decoration:none}.article-cta-label{color:var(--muted);text-transform:uppercase;letter-spacing:.09em;font-size:10.5px;font-weight:600;font-family:var(--font-label)}.article-cta-name{font-family:var(--font-display);letter-spacing:-.02em;color:var(--primary-text);font-size:18px;font-weight:600}.guide-meta{color:var(--muted);border-top:1px solid var(--border);margin-top:4px;padding-top:22px;font-size:12px}.guide-meta a{color:var(--muted);text-underline-offset:2px;text-decoration:underline}.guide-meta a:hover{color:var(--primary-text)}.calc-guide h1{font-family:var(--font-display);letter-spacing:-.03em;color:var(--text);margin:0 0 14px;font-size:clamp(26px,3.4vw,34px);font-weight:600;line-height:1.12}.doc-page{margin-top:8px}.calc-head p.calc-byline{color:var(--muted);font-size:12px;font-family:var(--font-label);letter-spacing:.03em;margin:9px 0 0}.calc-head p.calc-byline a{color:var(--muted);text-underline-offset:2px;text-decoration:underline}.calc-head p.calc-byline a:hover{color:var(--primary-text)}.footer-nav{flex-wrap:wrap;justify-content:center;gap:6px 18px;margin-bottom:12px;display:flex}.footer-nav a{color:var(--muted);font-size:12px;font-family:var(--font-label);text-transform:uppercase;letter-spacing:.07em}.footer-nav a:hover{color:var(--primary-text)}.embed-offer{max-width:760px;margin:26px 0 0}.embed-offer details{border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface);box-shadow:var(--edge);overflow:hidden}.embed-offer summary{cursor:pointer;font-size:11.5px;font-weight:600;font-family:var(--font-label);text-transform:uppercase;letter-spacing:.07em;color:var(--text);align-items:center;gap:9px;padding:13px 16px;list-style:none;display:flex}.embed-offer summary::-webkit-details-marker{display:none}.embed-offer summary:before{content:"</>";font-family:var(--font-data);color:var(--primary-text);letter-spacing:0;font-size:12px}.embed-offer details[open] summary{border-bottom:1px solid var(--border)}.embed-offer-body{padding:15px 16px}.embed-offer-body p{color:var(--muted);margin:0 0 11px;font-size:13.5px;line-height:1.6}.embed-snippet{width:100%;font-family:var(--font-data);color:var(--text);background:var(--bg);border:1px solid var(--border);border-radius:var(--radius-sm);resize:vertical;padding:10px 12px;font-size:12px;line-height:1.55}.embed-snippet:focus{border-color:var(--primary);box-shadow:inset 0 -2px 0 var(--primary);outline:none}.embed-offer-actions{gap:8px;margin-top:11px;display:flex}.embed-offer-actions .btn{flex:none;align-items:center;text-decoration:none;display:inline-flex}.embed-body{background:var(--bg)}.embed{max-width:520px;margin:0 auto;padding:16px 16px 20px}.embed-head{align-items:center;gap:10px;margin-bottom:16px;display:flex}.embed-head h1{font-family:var(--font-display);letter-spacing:-.02em;color:var(--text);margin:0;font-size:18px;font-weight:600;line-height:1.15}.embed-brand{flex-shrink:0;place-items:center;display:grid}.embed .calc-form{margin-bottom:16px}.embed .calc-result{position:static}.embed-credit{color:var(--muted);font-size:11.5px;font-family:var(--font-label);text-transform:uppercase;letter-spacing:.06em;margin-top:14px;text-decoration:none;display:inline-block}.embed-credit:hover{color:var(--primary-text)}@keyframes rise{0%{opacity:0;transform:translateY(7px)}to{opacity:1;transform:none}}@keyframes rule-draw{0%{transform:scaleX(0)}to{transform:scaleX(1)}}.calc-head{animation:.34s cubic-bezier(.2,.8,.2,1) both rise}.calc-form{animation:.34s cubic-bezier(.2,.8,.2,1) 50ms both rise}.calc-result-panel{animation:.34s cubic-bezier(.2,.8,.2,1) .1s both rise}.cat-card{animation:.38s cubic-bezier(.2,.8,.2,1) both rise}.cat-card:first-child{animation-delay:20ms}.cat-card:nth-child(2){animation-delay:60ms}.cat-card:nth-child(3){animation-delay:.1s}.cat-card:nth-child(4){animation-delay:.14s}.cat-card:nth-child(5){animation-delay:.18s}.cat-card:nth-child(n+6){animation-delay:.22s}.result-primary:before,.result-primary:after{transform-origin:0}.calc-result:not(.live) .result-primary:before{animation:.5s cubic-bezier(.2,.8,.2,1) .16s both rule-draw}.calc-result:not(.live) .result-primary:after{animation:.5s cubic-bezier(.2,.8,.2,1) .22s both rule-draw}.btn{transition:background-color .12s,border-color .12s,transform 80ms}.btn:active{transform:translateY(1px)}.icon-btn:active{transform:scale(.94)}.brand-mark{transition:transform .16s cubic-bezier(.2,.8,.2,1)}.brand:hover .brand-mark{transform:translateY(-1px)}.nav-cat-inner a{transition:background-color .12s,color .12s,padding-left .14s cubic-bezier(.2,.8,.2,1)}.nav-cat-inner a:hover{padding-left:34px}.cat-card .ico{transition:background-color .16s}.cat-card:hover .ico{background:color-mix(in srgb,var(--primary) 18%,var(--surface-2))}.result-grid .cell{transition:background-color .12s}.stat-pill strong{transition:color .16s}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}
