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Asset Allocation Calculator

Get a suggested stock/bond/cash mix based on age and risk tolerance.

Reviewed by the KakouCalc editorial team · Updated July 2026

Suggested Stock Allocation

70%

Bonds

20%

Cash

10%

Stocks: 70%

Bonds: 20%

Cash: 10%

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<iframe src="https://kakoucalc.serverkakoulabs.org/embed/asset_allocation" title="Asset Allocation Calculator by KakouCalc" width="100%" height="496" style="border:1px solid #e5e7eb;border-radius:10px;max-width:520px" loading="lazy"></iframe>
<p style="font:13px/1.5 system-ui,sans-serif;margin:8px 0 0"><a href="https://kakoucalc.serverkakoulabs.org/calc/asset_allocation">Asset Allocation Calculator</a> by <a href="https://kakoucalc.serverkakoulabs.org">KakouCalc</a></p>

Preview ↗

How to use the Asset Allocation Calculator

The Asset Allocation Calculator is free and runs entirely in your browser — no sign-up, and nothing you enter leaves your device. It opens pre-filled with a realistic example, so you can see how it works before replacing any figure with your own; the results update as you type. Press Calculate to refresh the result panel, or Reset to return to the example.

The inputs it asks for:

Your Age — a number.
Risk Tolerance — choose one — Conservative, Moderate, Aggressive.

Worked example

Using the example values — Your Age 40, Risk Tolerance Moderate — the Asset Allocation Calculator returns a Suggested Stock Allocation of 70%. It also reports Bonds (20%), Cash (10%).

Prefer your own numbers? Change any field above and this recomputes instantly.

Educational information, not financial advice. See our methodology for how these tools are built and checked.