Depreciation Portion
$444.44
Auto Lease Calculator
Estimate your monthly lease payment from cap cost and residual value.
Monthly Lease Payment
$561.00
Rent Charge (Finance Fee)
$75.00
Residual Value
$22,000.00
Equivalent APR
3.00%
How to use the Auto Lease Calculator
The Auto Lease Calculator is free and runs entirely in your browser — no sign-up, and nothing you enter leaves your device. It opens pre-filled with a realistic example, so you can see how it works before replacing any figure with your own; the results update as you type. Press Calculate to refresh the result panel, or Reset to return to the example.
The inputs it asks for:
- Negotiated Price (Cap Cost) — a dollar amount.
- Down Payment / Cap Reduction — a dollar amount.
- Residual Value % — a percentage (enter 6 for 6%).
- Money Factor (e.g. 0.00125) — a number.
- Lease Term (Months) — a number.
- Sales Tax Rate — a percentage (enter 6 for 6%).
Worked example
Using the example values — Negotiated Price (Cap Cost) $40,000.00, Down Payment / Cap Reduction $2,000.00, Residual Value % 55%, Money Factor (e.g. 0.00125) 0, Lease Term (Months) 36, Sales Tax Rate 8% — the Auto Lease Calculator returns a Monthly Lease Payment of $561.00. It also reports Depreciation Portion ($444.44), Rent Charge (Finance Fee) ($75.00), Residual Value ($22,000.00).
Prefer your own numbers? Change any field above and this recomputes instantly.