N
10.00
TVM Calculator
Solve for any single Time Value of Money variable given the other four.
Future Value
$17,908.48
Rate
6.00%
PV
-$10,000.00
PMT
$0.00
FV
$0.00
Convention follows standard financial calculators: cash outflows are negative, inflows positive.
How to use the TVM Calculator
The TVM Calculator is free and runs entirely in your browser — no sign-up, and nothing you enter leaves your device. It opens pre-filled with a realistic example, so you can see how it works before replacing any figure with your own; the results update as you type. Press Calculate to refresh the result panel, or Reset to return to the example.
The inputs it asks for:
- Solve For — choose from 5 options (Future Value, Present Value, Payment, …).
- Number of Periods (N) — a number.
- Interest Rate per Period — a percentage (enter 6 for 6%).
- Present Value — a dollar amount.
- Payment per Period — a dollar amount.
- Future Value — a dollar amount.
- Payment Timing — choose one — End of Period, Beginning of Period.
Worked example
Using the example values — Solve For Future Value, Number of Periods (N) 10, Interest Rate per Period 6%, Present Value -$10,000.00, Payment per Period $0.00, Future Value $0.00, and 1 more — the TVM Calculator returns a Future Value of $17,908.48. It also reports N (10.00), Rate (6.00%), PV (-$10,000.00).
Prefer your own numbers? Change any field above and this recomputes instantly.