Rental Property Calculator
Analyze cash flow, cap rate and cash-on-cash return for a rental property.
How to use the Rental Property Calculator
The Rental Property Calculator is free and runs entirely in your browser — no sign-up, and nothing you enter leaves your device. It opens pre-filled with a realistic example, so you can see how it works before replacing any figure with your own; the results update as you type. Press Calculate to refresh the result panel, or Reset to return to the example.
The inputs it asks for:
- Purchase Price — a dollar amount.
- Down Payment — a dollar amount.
- Mortgage Rate — a percentage (enter 6 for 6%).
- Mortgage Term (yrs) — a number.
- Monthly Rent Income — a dollar amount.
- Monthly Operating Expenses — a dollar amount.
- Vacancy Rate — a percentage (enter 6 for 6%).
Worked example
Using the example values — Purchase Price $300,000.00, Down Payment $60,000.00, Mortgage Rate 6.5%, Mortgage Term (yrs) 30, Monthly Rent Income $2,500.00, Monthly Operating Expenses $800.00, and 1 more — the Rental Property Calculator returns a Monthly Cash Flow of $58.04. It also reports Cap Rate (6.30%), Cash-on-Cash Return (1.16%), NOI (Annual) ($18,900.00).
Prefer your own numbers? Change any field above and this recomputes instantly.