Primary Insurance Amount (FRA)
$2,600.92
Social Security Estimator
Estimate your monthly Social Security benefit from average indexed earnings.
Estimated Monthly Benefit
$2,600.92
Claiming Age
67
Annual Benefit
$31,211.04
Simplified estimate using 2024 bend points; actual benefits depend on your full earnings history.
How to use the Social Security Estimator
The Social Security Estimator is free and runs entirely in your browser — no sign-up, and nothing you enter leaves your device. It opens pre-filled with a realistic example, so you can see how it works before replacing any figure with your own; the results update as you type. Press Calculate to refresh the result panel, or Reset to return to the example.
The inputs it asks for:
- Average Indexed Monthly Earnings (AIME) — a dollar amount.
- Claiming Age — choose one — 62 (Early), 67 (Full Retirement Age), 70 (Delayed).
Worked example
Using the example values — Average Indexed Monthly Earnings (AIME) $6,000.00, Claiming Age 67 (Full Retirement Age) — the Social Security Estimator returns a Estimated Monthly Benefit of $2,600.92. It also reports Primary Insurance Amount (FRA) ($2,600.92), Claiming Age (67), Annual Benefit ($31,211.04).
Prefer your own numbers? Change any field above and this recomputes instantly.