Claim at 62 (lifetime)
$386,400.00
Social Security Analysis
Compare total lifetime benefits across different claiming ages.
Best Claiming Age (Lifetime Total)
Age 70
Claim at 67 (lifetime)
$432,000.00
Claim at 70 (lifetime)
$446,400.00
How to use the Social Security Analysis
The Social Security Analysis is free and runs entirely in your browser — no sign-up, and nothing you enter leaves your device. It opens pre-filled with a realistic example, so you can see how it works before replacing any figure with your own; the results update as you type. Press Calculate to refresh the result panel, or Reset to return to the example.
The inputs it asks for:
- Primary Insurance Amount (at FRA) — a dollar amount.
- Life Expectancy (Age) — a number.
Worked example
Using the example values — Primary Insurance Amount (at FRA) $2,000.00, Life Expectancy (Age) 85 — the Social Security Analysis returns a Best Claiming Age (Lifetime Total) of Age 70. It also reports Claim at 62 (lifetime) ($386,400.00), Claim at 67 (lifetime) ($432,000.00), Claim at 70 (lifetime) ($446,400.00).
Prefer your own numbers? Change any field above and this recomputes instantly.