Initial Annual Withdrawal
$40,000.00
Retirement Income Analysis
Analyze how long your retirement income will last under a fixed withdrawal rate.
Balance After Period
$974,501.32
Years Projected
30
Sustainable?
Yes
How to use the Retirement Income Analysis
The Retirement Income Analysis is free and runs entirely in your browser — no sign-up, and nothing you enter leaves your device. It opens pre-filled with a realistic example, so you can see how it works before replacing any figure with your own; the results update as you type. Press Calculate to refresh the result panel, or Reset to return to the example.
The inputs it asks for:
- Nest Egg at Retirement — a dollar amount.
- Annual Withdrawal Rate — a percentage (enter 6 for 6%).
- Expected Return — a percentage (enter 6 for 6%).
- Inflation Rate — a percentage (enter 6 for 6%).
- Years to Project — a number.
Worked example
Using the example values — Nest Egg at Retirement $1,000,000.00, Annual Withdrawal Rate 4%, Expected Return 5%, Inflation Rate 2%, Years to Project 30 — the Retirement Income Analysis returns a Balance After Period of $974,501.32. It also reports Initial Annual Withdrawal ($40,000.00), Years Projected (30), Sustainable? (Yes).
Prefer your own numbers? Change any field above and this recomputes instantly.