Estimated Need
$699,214.99
Retirement Planner
Project your retirement nest egg and compare it to what you'll need.
Projected Nest Egg at Retirement
$1,475,834.89
Surplus / (Shortfall)
$776,619.90
Years to Save
35
Years in Retirement
25
How to use the Retirement Planner
The Retirement Planner is free and runs entirely in your browser — no sign-up, and nothing you enter leaves your device. It opens pre-filled with a realistic example, so you can see how it works before replacing any figure with your own; the results update as you type. Press Calculate to refresh the result panel, or Reset to return to the example.
The inputs it asks for:
- Current Age — a number.
- Retirement Age — a number.
- Current Savings — a dollar amount.
- Monthly Contribution — a dollar amount.
- Expected Annual Return — a percentage (enter 6 for 6%).
- Desired Annual Retirement Income — a dollar amount.
- Life Expectancy (Age) — a number.
Worked example
Using the example values — Current Age 30, Retirement Age 65, Current Savings $50,000.00, Monthly Contribution $500.00, Expected Annual Return 7%, Desired Annual Retirement Income $60,000.00, and 1 more — the Retirement Planner returns a Projected Nest Egg at Retirement of $1,475,834.89. It also reports Estimated Need ($699,214.99), Surplus / (Shortfall) ($776,619.90), Years to Save (35).
Prefer your own numbers? Change any field above and this recomputes instantly.